Even though many dental procedures are considered “cosmetic,” they can have profound influences on your bite and your overall oral health. In addition, increased confidence can stave off depression and anxiety. However, cosmetic procedures are usually not covered by health insurance plans. Therefore, you’ll need to find a way to fund your new smile. First, make sure you choose a dentist who is experienced and who keeps up with the latest techniques through publications such as the Journal of Dental Implantology. A cheap dentist who botches your smile isn’t worth the dollars that you save.
Health Savings Accounts
Pre-tax health savings accounts offered through your employer may be able to be used for dental expenses. Check with your plan’s administrator. Paying for treatment with pre-tax dollars can reduce by 30 percent or more the dollars you need to earn to cover the expense. There are savings accounts attached to …